John A. DeGasperis, Esq.

What Happens if I’m Injured in an Accident With an Uninsured Motorist?

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There are few things worse than sustaining a serious injury in an auto accident. Unfortunately, car crashes and other motor vehicle accidents occur every single day here in New York State, and if you have been injured in one, especially if the accident was caused by an uninsured motorist, you most likely have a lot on your mind. Please continue reading and reach out to our experienced Ulster County auto accident lawyer to learn more about uninsured motorist accidents and how we can help if you were wrongfully hurt in one. Here are some of the questions you may have:

Who do I sue if I am hurt in an accident that was caused by an uninsured motorist?

Typically, when one driver strikes another driver because of a negligent act, the wrongfully injured driver will sue the at-fault driver’s insurance company for financial compensation. However, when the at-fault driver is uninsured, this is, rather obviously, not possible. However, here in New York State, every driver is required to purchase at least $25,000 in uninsured motorist coverage. So, simply put, if you were injured in an accident caused by an uninsured motorist, you can simply sue your own insurance company, with the help of a competent Ulster County personal injury lawyer, for the compensation you need to heal.

How long will I have to take legal action after being involved in an auto accident?

Often, after sustaining injuries in auto accidents, those who’ve been hurt will wait to take legal action to see if their injuries heal on their own. This is seldom a good idea, for several reasons. First, there is a statute of limitations in place that dictates the amount of time you will have to sue for an injury. In New York State, the statute of limitations for personal injury claims is, generally, three years. Waiting longer than three years to pursue financial compensation will most likely result in you losing your right to sue.

You should also understand that the longer you wait to sue after an accident, witnesses can become harder to track down, and it can be harder to prove that the injury you sustained was, indeed, a result of the auto accident you were in, say, a year and a half ago. This is why it is always best to simply bring your personal injury claim to our firm’s attention as soon as you can. We are prepared to assist you today–all you need to do is pick up the phone and give us a call.

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